Invest in real estate tax liens and let your money work for you....
- ''Here You Will Find Best Recession-Resistant Stocks to Build a Solid Portfolio...''
Money Management: Imortant Tips For Mastering Your Finances... At: Visionone Capital Management - visiononecapital.blogspot.
com - Money management? It’s a plan for your money so you can make the most of it. This plan typically involves budgeting and saving money, avoiding or reducing debt and investing in your future. facebook.com/visiononecapital
This Blog Could be The Best Blog to Help You Successfully Invest in Tax Lien Certificates and Other Financial Products... Building wealth perfectly, = fruital investment group = facebook.com/fruitalinvestment
Guide to Recessions: Things People Need to Know... VISIT THIS PAGE: https://www.facebook.com/zonebusiness
- Personal finance is to know well enough how to manage your finances as well as saving. investing methods, budgeting, banking, insurance, mortgages, investment products, retirement planning, tax and estate planning etc..
- -------------
- Personal financial goals, whether it’s having enough for short-term financial needs, planning for retirement, or saving for your child’s college education. It all depends on your income, expenses, living requirements, and individual goals and desires. www.twitter.com/
knowledgegroup1 - -------------
- Personal Finance Strategies For Everyone. By: visionairebiz.blogspot.com
Recessions can be complicated, misunderstood and even scary.
- What happens to markets in a recession
- How to position your stock and bond portfolios.Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is
Above all, don’t panic
Recessions and volatile markets can be frightening times, but if you’re investing for the long term, what’s most important is to keep an even keel. In many cases, the best thing to do may be nothing at all... Opportunities to Improve the Financial Capability and Financial Well-being. WWW.FACEBOOK.COM/MONEYWISERS
What to Invest in During a Recession?
Healthy large-cap stocks.
Funds that track specific sectors.
Fixed-income and dividend-yielding investments.
Minimize the risks of stock market volatility?
Maximize long-term returns?
How to invest during a recession
While no investment is guaranteed to be recession-proof, some tend to perform better than others during downturns. These include health care and consumer staples stocks (or funds tracking those sectors), large-cap stocks and income investments.
Health care and consumer staples stocks
Companies that sell their shares on the stock market are broken into sectors. Sectors are groupings that pertain to the type of business the company engages in, and there are 11 sectors in total:
Communication services. - Consumer discretionary - Consumer staples - Energy.
Financials - Health care - Industrials - Information technology - Materials - Real estate - Utilities.
During a recession, some sectors of the economy tend to outperform others as consumer needs shift. -
Find Important Information on Personal Finance At: facebook.com/
visiononeholding Investing is about more than money — it’s about unlocking your ideal future. Connecting with a financial Information that can help you get there with confidence. Here At: - visiononeholding.
blogspot.com
----------------
The health-care sector includes biotech and pharmaceutical companies. The consumer staples sector includes food and beverages, household and personal products and even alcohol and tobacco.
These sectors typically don’t see the rapid growth that others, such as consumer discretionary (household goods and services that are considered more wants than needs.
----------
“In any downturn environment, we often look at consumer staples. And those are the usuals, the groceries we buy and the stores we buy them from,”
---------
These stocks, considered “defensive stocks,” may not be as attractive during boom periods like a bull market. But bear markets and recessions may be the time to reassess and consider the companies that sell items everyone buys, no matter the outside circumstances.
- 1. Devise a Budget. A budget is essential to living within your means and saving enough to meet your long-term goals. The 50/30/20 budgeting method works well for many people.
- 50% goes toward living essentials, such as rent or mortgage, utilities, groceries, transportation etc.. facebook.com/
visionairebiz - 30% is allocated to discretionary expenses,
- 20% goes toward the future—paying down debt, emergencies etc. facebook.buyheremarket
- 2. Three key character traits can help you avoid innumerable mistakes in managing your personal finances: discipline, a sense of timing, and emotional detachment. buyheremarket.
blogspot.com - 3. Create an Emergency Fund. It’s important to “pay yourself first” to ensure money is set aside for unexpected expenses. At leas 3 to 6 months of living expenses.
- 4. Limit Debt. To keep debt from getting out of hand, try not to spend more than you earn. Sometimes going into debt can be advantageous. Be wise, be intelligent!
- 5. Use Credit Cards Wisely. Credit cards can be major debt traps, but it’s unrealistic not to own any in the contemporary world.
- 6.
Monitor Your Credit Score
Credit cards are the main vehicle through which your credit score is built and maintained, so watching credit spending goes hand in hand with monitoring your credit score.
Factors that determine your FICO score include:4
- Payment history (35%)
- Amounts owed (30%)
- Length of credit history (15%)
- Credit mix (10%)
- New credit (10%)
7. FICO scores are calculated from 300 to 850. Here’s how your credit is rated:
- Exceptional: 800 to 850
- Very good: 740 to 799
- Good: 670 to 739
- Fair: 580 to 669
- Very poor: 300 to 579
- Stay on top of your score, focus on the two biggest factors that influence it: payment history and credit utilization
- 8. Federal law allows you to obtain free credit reports once a year from the “Big Three” major credit bureaus: Equifax, Experian, and TransUnion
- knowledgefinancialgroup.
blogspot.com
--------------
Healthy large-cap stocks
If you’re interested ininvesting in individual stocks during a recession, you might look to options in the sectors outlined above. But that’s not the only criteria: Low debt, profitability, strong balance sheets and positive cash flow may all help a company get through difficult economic times.
-----------------
Choose common stock. If you have the opportunity to filter for security type, select “common stock” to keep things simple.
Select the sector. Here’s where you can input the consumer staples or health-care sectors discussed above (or any others you may want to look.
-------------
Investing in funds, such as exchange-traded funds and low-cost index funds, is often less risky than investing in individual stocks — something that might be especially attractive during a recession.
Investing in funds gives you exposure to specific baskets of securities, rather than just a single investment (such as an individual stock). In times of recession, this is one way to invest in several companies in the most resilient sectors while avoiding concentrating your risk in any one company.
-------------
Fixed-income and dividend-yielding investments
Investors typically flock to fixed-income investments (such as bonds) or dividend-yielding investments (such as dividend stocks) during recessions because they offer routine cash payments.
Dividend stocks are shares of a company that splits a portion of its profit with all its shareholders based on the number of shares each investor owns. Investing in companies with a strong track record of paying — and increasing — dividends can lead to stable cash flow even during recessions.
Another option is to invest in dividend ETFs, which are made up of companies known for routinely paying strong dividends.
----------------------
High-Dividend Stocks and How to Invest in Them....
Dividend stocks can be a great choice for investors looking for passive income. View our list of high-dividend stocks for October, and learn how to invest in them.What are dividend stocks?
Dividend stocks distribute a portion of the company's earnings to investors on a regular basis.
Most American dividend stocks pay investors a set amount each quarter, and the top ones increase their payouts over time, so investors can build an annuity-like cash stream.
- Looking for an investment that offers regular income? High-dividend stocks can be a good choice.
- Dividend ETFs or index funds offer investors access to a selection of dividend stocks within a single investment — that means with just one transaction, you can own a portfolio of dividend stocks. The fund will then pay out dividends to you on a regular basis, which you can take as income or reinvest. Dividend funds offer the benefit of instant diversification — if one stock held by the fund cuts or suspends its dividend, you can still rely on income from the others.
- ------------ Looking for passive income?
- Whether it’s through dividend stocks or dividend funds, reinvesting those dividends can greatly enhance your return on investment; dividends typically increase the return of a stock or dividend fund by a few percentage points.
- ---------------
- Having A Brokerage Account:
A brokerage account is an investment account used to trade assets such as stocks, bonds, mutual funds and ETFs.
There are two brokerage account options that meet the needs of most investors: online brokers and robo-advisors.
Setting up a brokerage account is simple. You can typically complete an application online in under 15 minutes.
----------------
Brokerage accounts are good for saving for short-term goals, while tax-advantaged accounts are better for retirement savings.
You own the money and investments in your brokerage account, and you can sell investments at any time. The broker holds your account and acts as a middleman between you and the investments you want to buy.
There is no limit on the number of brokerage accounts you can have, or the amount of money you can put into a taxable brokerage account each year....
-----------------
How to choose a brokerage account provider
There are two options that meet the needs of most investors:online brokers and robo-advisors. Both offer retirement accounts and taxable brokerage accounts.
"You want to be careful with which company you open your brokerage accounts with.
An account with an online brokerage company enables you to buy and sell investments through the broker’s website. Discount brokers offer a range of investments, including stocks, mutual funds and bonds.
"And you should be walking in with an awareness of what you’re going to be investing in. You want to do a little research."
--------------
Some brokers make you verify a transaction. If that’s the case, you’ll have to wait until the broker deposits a small sum in your bank account — typically a few cents. Then you’ll confirm the transaction by telling the brokerage the exact amount that was deposited. If you have any questions, the broker can walk you through the process. After the transfer is complete and your brokerage account is funded, you can start investing.
You might be asked if you want a cash account or a margin account. A margin account allows you to borrow money from the broker in order to make trades, but you'll pay interest and it's risky. Generally, it's best to stick with a cash account at first.
How to invest in dividend stocks
Building a portfolio of individual dividend stocks takes time and effort, but for many investors it's worth it. Here’s how to buy a dividend stock:
1. Find a dividend-paying stock. You can screen for stocks that pay dividends on many financial sites, as well as on your online broker's website. We've also included a list of high-dividend stocks below.
2. Evaluate the stock. To look under the hood of a high-dividend stock, start by comparing the dividend yields among its peers. If a company’s dividend yield is much higher than that of similar companies, it could be a red flag. At the very least, it’s worth additional research into the company and the safety of the dividend.
Then look at the stock’s payout ratio, which tells you how much of the company’s income is going toward dividends. A payout ratio that is too high — generally above 80%, though it can vary by industry — means the company is putting a large percentage of its income into paying dividends.
------------
Decide how much stock you want to buy. You need diversification if you’re buying individual stocks, so you’ll need to determine what percent of your portfolio goes into each stock. For example, you’re buying 20 stocks, you could put 5% of your portfolio in each. However, if the stock is riskier, you might want to buy less of it and put more of your money toward safer choices.
-----------
Pioneer Natural Resources Co = PXD - Altria Group Inc = MO
Verizon Communications Inc = VZ - Kinder Morgan Inc-DE = KMI
AT&T Inc = T - Walgreens Boots Alliance Inc = WBA - Philip Morris International Inc = PM
Dow Inc = DOW - Prudential Financial Inc = PRU - Pinnacle West Capital Corp = PNW
NRG Energy Inc = NRG - Dominion Energy Inc = D - AbbVie Inc = ABBV
Newmont Goldcorp Corp = NEM - STLD = Steel Dynamics Inc.
MPC = Marathon Petroleum Corp. - NUE =Nucor Corp.
ENPH = Enphase Energy Inc. - HES = Hess Corp. XOM =
Exxon Mobil Corp. CAH = Cardinal Health Inc.
MCK = McKesson Corp. - MRO = Marathon Oil Corp. - LLY = Eli Lilly & Co.
TMUS = T-Mobile US Inc. - URI = United Rentals Inc. - COP = Conocophillips=============
Beyond your own personal risk tolerance and how long you plan to invest, strategic investors do significant research into a company before buying its stock.
Many investors also do technical analysis of a stock, which means analyzing historical movements in the stock's price to attempt to predict future movements.
They perform fundamental analysis, which involves looking at the company's financial statements and considering how economic factors might influence the stock's future performance.
----------
When investing in funds: Contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Bonds
What they are: Bonds are loans to the government or a company. Your income from bonds comes in the form of fixed-interest payments. As the bondholder (lender) you receive a fixed amount of interest income on a regular schedule. When the loan term ends, you receive your original investment back.
Real estate
What they are: Although it can and does appreciate, real estate often provides a solid cash flow as well. The income derives from rents paid by tenants of residential, industrial, or commercial properties, and sometimes from mortgage interest on the properties as well. You don't have to become a landlord: REITS and RELPs are common ways to invest in real estate indirectly.
Money market funds
What they are: Money market funds (MMFs) are a special type of fixed income mutual funds that invest in short-maturity, low-risk debt securities that pay dividends like most other income-producing investments.
Certificates of deposit
What they are: Banks also sell income-producing products that many investors include in their portfolios because of their relatively low risk. One of the most common is certificates of deposit (CDs).
Money market accounts
What they are: Money market accounts, sometimes called money market savings accounts, are another common bank product. They pay higher interest than regular savings accounts, but have more restrictions and often require a higher initial balance to get the best interest rate.
Annuities
What they are: Annuities are contracts sold by insurance companies that make regular payments to you for a set period or for life. You invest an initial sum, then the money is repaid to you in periodic installments, a process known as annuitization. The payments typically consist of both principal and interest.
Dividend Aristocrats to Buy Now for a Lifetime of Passive Income...
Stocks That Are Passive-Income Generating Machines... ===========
Chevron (CVX - Semiconductor Manufacturing (TSM -
AbbVie (ABBV - Consolidated Edison (ED - Chevron (CVX - McDonald's (MCD
Stanley Black & Decker (SWK - Sysco (SYY - Walmart (WMT -Dividend stocks are a great way to protect against a downturn and these are the cream of the crop.
Investing Success 101: https://www.facebook.com/
femkonsa/ If You Have More Than $1,000 in Your Saving/Checking Account, Make These Moves.
Municipal Bonds:
WWW.KNOWLEDGEFINANCIALGROUP.
BLOGSPOT.COM A municipal bond, commonly known as a muni bond, is a bond issued by a local government or territory, or one of their agencies.
WWW.FACEBOOK.COM/
KNOWLEDGEFINANCIAL Investing Success For A Better Retirement.
----------------
Congrats! You’re on the right path. Now it’s time to think about letting money working for you.
BEST PASSIVE INCOME IDEAS TO MAKE YOU MONEY...
http://knowledgefinancial.
blogspot.com/ Why invest in Dividend Kings? -, However, Dividend Kings can be a great component of retirement portfolios, or for investors looking for reliable income..
Emerson Electric (NYSE: EMR) - Johnson & Johnson (NYSE: JNJ) - Coca-Cola (NYSE: KO) - Hormel Foods (NYSE: HRL)
Federal Realty Investment Trust (NYSE: FRT - Sysco (NYSE: SYY) - Universal Corporation (NYSE: UVV)
Target (NYSE: TGT) - Leggett & Platt (NYSE: LEG) - PPG Industries (NYSE: PPG) - AbbVie (NYSE: ABBV)
Abbott Labs (NYSE: ABT) - PepsiCo (NASDAQ: PEP) -
ProShares S&P 500 Dividend Aristocrats ETF (NYSEMKT: NOBL)
Fixed income investment with municipal bonds...
Municipal bonds & bond funds
Income from municipal bonds, which are issued by state, city, and local governments, is generally free from federal taxes.** These bonds are often called "tax-exempt bonds." Municipal bond income is also usually free from state tax in the state where the bond was issued.
Because they offer this special tax treatment, these bonds generally give you lower interest rates than comparable taxable bonds. So like tax-managed funds, they make the most sense for investors in higher tax brackets.
A Guide to Investing in Dividend Index Funds...Dividend index funds are mutual funds or exchange-traded funds (ETFs) that are indexed to dividend stocks.
INVEST IN BLUE CHIP STOCKS......
WWW.KNOWLEDGEFINANCIALGROUP.
Investors in blue chip stocks are generally assured of receiving regular dividend payments and having their portfolios protected against inflation.
Most investors understand that blue-chip stocks have stable earnings. During an economic downturn, investors may turn to these perceived "safe havens" because of their steady nature.
--------------
Money Wisers Group - http://www.
Improve your financial skills. ''Saving, budgeting and planning! Opportunities to Improve the Financial Capability and Financial Well-being. WWW.FACEBOOK.COM/MONEYWISERS
-------------
Good financial advice is hard to find, but
luckily you found us. WWW.MONEYWISERS.BLOGSPOT.COM
----------------
Visionaire Real Estate Investment
https://www.facebook.com/
A top real estate club can provide a great forum to network, learn about reputable contractors, brokers, realtors, lawyers, accountants, and other professionals.
anthonyrealestate.blogspot.com
===========
Types of Real Estate Investment...
Real estate investments can occur in four basic forms: private equity (direct ownership), publicly traded equity (indirect ownership claim), private debt (direct mortgage lending), and publicly traded debt (securitized mortgages).
Many motivations exist for investing in real estate income property.
-----
Real estate investments can occur in four basic forms: private equity (direct ownership), publicly traded equity (indirect ownership claim), private debt (direct mortgage lending), and publicly traded debt (securitized mortgages).
Many motivations exist for investing in real estate income property. The key factors are current income, price appreciation, inflation hedge, diversification, and tax benefits.
Adding equity real estate investments to a traditional portfolio will potentially have diversification benefits because of the less-than-perfect correlation of equity real estate returns with returns to stocks and bonds.
If the income stream can be adjusted for inflation and real estate prices increase with inflation, then equity real estate investments may provide an inflation hedge.
Debt investors in real estate expect to receive their return from promised cash flows and typically do not participate in any appreciation in value of the underlying real estate. Thus, debt investments in real estate are similar to other fixed-income investments, such as bonds.
Regardless of the form of real estate investment, the value of the underlying real estate property can affect the performance of the investment with location being a critical factor in determining the value of a real estate property.
Real estate property has some unique characteristics compared with other investment asset classes. These characteristics include heterogeneity and fixed location, high unit value, management intensiveness, high transaction costs, depreciation, sensitivity to the credit market, illiquidity, and difficulty of value and price determination.
There are many different types of real estate properties in which to invest. The main commercial (income-producing) real estate property types are office, industrial and warehouse, retail, and multifamily. Other types of commercial properties typically are classified by their specific use.
---------
Real estate securities provide a way to invest in companies that own properties such as shopping malls, office buildings and apartments. This large and growing segment of the global equity market offers access to a wide range of property types and geographic regions, each with distinctive characteristics.
Real Estate Investment Trusts..
Real estate has been one of the best performing assets for long time. CLICKHERE ''Insurance Blog // Real Estate Blog // Business
Blog //
Blog //
What Is a REIT?
REITs are firms whose sole purpose is to own and operate real estate properties. Some invest in commercial property such as parking lots or office buildings. Others invest in residential property like apartment buildings or houses. By law, REITs must pass on 90% of their profits in the form of dividends. Most distribute them to their investors quarterly.
----------
Returns and performance are important, but whether they are good or not depends upon you and your investing strategy. What's good for another investor's portfolio may not be the best fit for yours.
-------
Types of REITs and How to Invest in Them...
Real estate investment trusts (REITs) are a key consideration when constructing any equity or fixed-income portfolio. They can provide added diversification, potentially higher total returns, and/or lower overall risk.
In short, their ability to generate dividend income along with capital appreciation makes them an excellent counterbalance to stocks, bonds, and cash.
-------- Real estate knowledge and information for everyone... www.facebook.com/visiononerealestates
Returns of REITs
Real estate investment trusts are historically one of the best-performing asset classes.
Retail REITs
Approximately 24% of REIT investments are in shopping malls and freestanding retail.3
This represents the single biggest investment by type in America. Whatever shopping center you frequent, it's likely owned by a REIT.
------
Residential REITs
These are REITs that own and operate multi-family rental apartment buildings as well as manufactured housing.When looking to invest in this type of REIT, one should consider several factors before jumping in.
-------
Healthcare REITs
Healthcare REITs will be an interesting subsector to watch as Americans age and healthcare costs continue to climb. Healthcare REITs invest in the real estate of hospitals, medical centers, nursing facilities, and retirement homes.
-------
Office REITs
Office REITs invest in office buildings. They receive rental income from tenants who have usually signed long-term leases. Four questions come to mind for anyone interested in investing in an office REIT.
- --------
| KBWY | Invesco KBW Premium Yield Equity REIT ETF… |
| FRI | First Trust S&P REIT Index Fund |
| BBRE | JPMorgan BetaBuilders MSCI U.S. REIT ETF |
Mortgage REITs
Approximately 10% of REIT investments are in mortgages as opposed to the real estate itself.3 The best known but not necessarily the greatest investments are Fannie Mae and Freddie Mac. They are government-sponsored enterprises that buy mortgages on the secondary market.
===========
Look for opportunities. Wondering where to get started with your research? Take a look at our research guide at: Knowledge Financial Group -- Advantages of Investing in Real Estate...
www.facebook.com/worldclassrealestate
as the cost of living goes up, so does their cash flow.
You Can Build Equity for the Future
antonyrealestate.blogspot.comDo you know that you can start investing in real estate with even less than $1,000 ? Several people can invest in real estate:
A. Buy your own property and live in it, and building home equity month after month.B. Buy a rental property and let other people paying the mortgage for you and perhaps receiving a monthly cash-flow.
WWW.TWITTER.COM/AGENTANTONYC. Lending money to people want to buy real estate properties. Receiving Interest and compounding interest make people rich.
D. Buying real estate stocks in the stock marketE. Invest in real estate investment trust {REIT’S}
F. Buying and selling mortgage notes.
https://www.facebook.com/worldclassrealestate The Rental Housing Crisis Is a Supply -
- www.facebook.com/
visionairerealestate
Visionaire Real Estate Investment - =============
- Real Estate Club... Real Estate Investment Group:
www.facebook.com/visionairerealestate
Visionaire Real Estate InvestmentWhat Are Real Estate Clubs and How Can They Benefit You?Real Estate Investment Clubs are groups that meet locally and allow investors and other professionals to network and learn.
https://www.facebook.com/visiononerealestates - ============-------
- International real estate investment trusts (REITs) aren't tied to the U.S. real estate market, so they provide a good way to diversify a portfolio.
- International REITs aren't liquid. This can make it a challenge for short-term investors to sell their assets.
- The best way to invest in international REITs may be through exchange-traded funds (ETFs) because ETFs are liquid and they offer capital gains reinvesting options.
- ----
- Foreign REITs offer even greater diversification for U.S. investors in many cases. The real estate isn't tied to the U.S. market. Foreign REITs also have low correlation coefficients with their respective country's domestic markets
- -----
- \Further diversification can be achieved by investing in global real estate funds that follow a global real estate index.
- -------- International REITs 101
REITs have continued to expand worldwide after their successful debut in the U.S. They offer many pros and cons. Still, they can complement most diversified foreign portfolios.
--------- FACEBOOK.COM/FINANCIALSCHOOL
- ===============
- Wealth Management Resources, Knowledge And Meaningful Information At: Fruital Investment Group -Wealth management is an investment-advisory discipline which incorporates financial planning, investment portfolio management and a number of aggregated financial advice offered by a complex mix of asset experts in different areas. FACEBOOK.COM/FRUITALINVESTMENT--------------
Ways To Invest in REITs
The easiest way to invest in foreign REITs is through the use of exchange-traded funds (ETFs). Many of these ETFs don't offer dividend yields, but there's the chance for capital gains from the reinvestment of any dividends.
You may also be better off selecting other REITs to purchase if they offer attractive yields. The most popular international REIT ETFs include:
- SPDR Dow Jones Global Real Estate (RWO)
- WisdomTree International Real Estate (DRW)
- SPDR Dow Jones International Real Estate (RWX)
- iShares S&P Dev ex-US Property (WPS)
- iShares FTSE EPRA/NAREIT Dev Real Estate (IFGL)
- ------------------
Invest in Foreign Real Estate With International REITs
Diversify Your Portfolio With Exposure to Global Real Estate..
- VISIT THIS PAGE: https://www.facebook.com/
zonebusiness Renters with low incomes were more likely to be encouraged by landlords to vacate property
Eviction proceedings can create additional tension between landlords and tenants. Although federal, state, and local eviction moratoriums have reduced the number of evictions during the pandemic, landlords have used other methods to vacate their tenants, including refusal to renew an existing lease, mutual termination of a lease, housing mediation, and cash for keys.
Survey results show that a significantly higher share of renters with low incomes faced pressure from a landlord to vacate their residence over the past year compared with renters with higher incomes.
------------- Real Estate is the absolute pathway to build wealth. https://www.facebook.
com/visionairerealestate
Why renting when you can buy your own property. Stop paying mortgages for someone else, Start building wealth and prepare for retirement..
www.realestateworldclass.blogspot.com Visionone real estate investment Group loves commercial real estate.. What is commercial real estate?
https://www.facebook.com/visionairerealestate How to make millions by investing in the real estate business?Solutions to increase housing stability for renters with low incomes are needed
Faster distribution of ERA funding to renters with low incomes could help them stay housed amid a more competitive rental market. Although the US Treasury has adjusted the ERA application to make it easier (PDF), many renters with low incomes are still waiting for funding. The slow delivery of ERA payments poses a large risk as both the landlord and tenant surveys show that most landlords and tenants report that it takes only one or two months of missed payments for landlords to trigger an eviction. ----------- Knowledgefinancia
l.blogspot.com Renters face high costs, low inventory as housing crisis impacts South Florida...
National Shortage of Affordable Rental Housing.
- =======================
- ------ Real Estate Investment Group: www.facebook.com/visionairerealestate Visionaire Real Estate InvestmentWhat Are Real Estate Clubs and How Can They Benefit You? Real Estate Investment Clubs are groups that meet locally and allow investors and other professionals to network and learn. https://www.facebook.com/visiononerealestates---------They can provide extremely useful information for both the novice and expert real estate investor. A top real estate club can provide a great forum to network, learn about reputable contractors, brokers, realtors, lawyers, accountants, and other professionals. anthonyrealestate.blogspot.com
Global Real Estate ETFs...
Global Stock Market ETF - SPGM - SPGM by State Street SPDR - INVESTORS INFORMATION!
DISCLAIMER
While all information presented is believed to be accurate and reliable, such information is prepared “without audit” unless otherwise identified as audited financial information. Due to the possibility of human or mechanical error as well as other factors, this information is provided “as is” without warranty of any kind .
Tax Lien Investing Secrets: How You Can Get 8% to 36% Return on Your Money Without the Typical Risk of Real Estate Investing or the Uncertainty of the Stock Market!
Start Building Your Tax Lien Portfolio with Visionone Holding Company...
Tax Lien Investing, A Beginner’s Guide For Investors... As an investor, your main goal is to look for new opportunities.
The price of tax lien certificates can also vary by state, which could cut into an investor’s potential profits.
Tax lien sales occur within 36 states, and 31 states allow tax deed sales (some allow both). The specific buying process of these sales vary by region, so be sure to research the regulations of the area you are looking to buy in before getting started.
Before you consider tax liens, find out what the guidelines are in your specific state, and attend an auction to get a feel of the process.
-------- Investing in real estate is essentially one of the smartest and safest strategies to promote wealth building. With the proper foundation and knowledge, investing in real estate can be highly lucrative for anyone.
-------- HOW TO INVEST IN TAX LIENS AT AUCTIONS
- 16% in Arizona
- 18% in Florida
- 24% in Iowa
- 36% in Illinois
When you purchase a tax lien certificate, you pay for someone else’s property tax. That helps the county pay bills, helps the investor earn a generous interest rate, and it allows the property owner to maintain possession of the property.
When you’re learning how to invest in tax liens, you must know the rules and do your homework.
Each state has its own rules regarding tax lien certificates, and counties within the state may have different unique rules regarding interest rates.
What is the benefit of buying tax liens? There are many:
- It’s quick and easy to learn.
- It’s benevolent; you’re helping homeowners and communities.
- Tax lien certificates pay outrageous interest rates.
- If you don’t get paid, you get the property.
- You don’t need a lot of money to get started.
''Tax Lien Investing A Beginner’s Guide''
-------------
Tax Lien Investing? LEARN HOW TO INVEST IN TAX LIENS...
Tax lien investing is a type of real estate investing where individuals purchase tax lien certificates. These certificates are created when local governments place liens on people’s property due to unpaid taxes. There are 28 statest hat currently allow for the sale of tax lien certificates. Since there are approximately $21 billion of delinquent property taxes each year, it’s a booming business.
Tax Lien Investing: What You Need To Know...
Tax lien investing is an indirect way of real estate investing. Rather than buying properties, you’re buying tax lien certificates with the hope of a return later.Tax Lien?
A tax lien is a legal claim against a property that occurs when the property’s owner fails to pay government-owed taxes. Tax liens are placed by the city or county in which the property is located, and act as a legal claim to the property for the unpaid amount. Properties with a tax lien on them can’t be sold or refinanced until the taxes are paid and the lien is removed.
After a tax lien is placed on a property, the local government issues a tax lien certificate that details the amount owed. These certificates are then auctioned off to investors. The amount that a tax lien might sell for depends on the specifics of the property.
Municipal bonds (also known as "munis") are fixed-income investments that can provide higher after-tax returns than similar taxable corporate or government issues. In general, the interest paid on municipal issues is exempt from federal taxes and sometimes state and local taxes as well.------------- The Local Municipality Creates A Tax Lien Certificate -The Tax Lien Certificate Is Put Up For Auction -
Investors Bid On The Tax Lien Certificate -
Winning Investor Takes Control Of The Property -
Investor Pays The Amount Of Taxes Owed -
Repayment Or Foreclosure
When you purchase a tax lien certificate, there are two potential outcomes: either the homeowner will pay their property taxes, or they won’t. If the homeowner pays their property taxes, then you make back your initial investment, plus the interest rate you bid at the auction.
If the homeowner doesn’t pay their property taxes, then you have the right to begin the foreclosure process. Depending on the state, there may be an expiration date, which requires you to initiate foreclosure within a certain amount of time.
-----------
As an investor, your main goal is to look for new opportunities and evaluate risk vs. reward. While it’s been around for years, tax lien investing increases in popularity among investors of nearly every skill level.
-----------
How Do Tax Liens Affect Mortgages?
Tax liens do not necessarily affect mortgages, but they do impact homeowners (and their credit). Property tax liens are treated as a separate debt alongside a homeowner’s mortgage. When a property with a lien is sold, the lien remains associated with the property while the buyer applies for a unique mortgage loan. It is then the new buyer’s responsibility to request to remove the lien with the county.
Typically, after the sale of a tax lien there is a period of time where the previous owner can pay the delinquent property taxes. The exact length of time varies depending on the state. Property tax liens remain on the previous owner’s credit report even after the property has sold.
Low capital requirement: Tax lien certificate investing offers a much lower capital requirement when compared to other forms of investing...
Rate of return: The other big advantage investing in tax liens gives you is a (fairly) standard rate of return.
Lump sum payment: You are paid a fixed sum when the tax lien investment resolves, which means that it’s easy to calculate exactly how much you’ll be receiving and what your rate of return is.
Passive investments: Researching and buying tax liens does not require the same level of involvement as other real estate strategies, such as wholesaling or rehabbing houses.
Tax Liens Aren’t Always Properties: While ending up with a property is a genuine outcome when tax lien investing, it does not always come to that. Sometimes homeowners will meet the established deadlines and pay off the liens on the property. Investors would then only profit from interest income. This can still be a lucrative opportunity.
Tax Lien Investing Laws Vary: Tax liens are implemented by county, meaning the process of purchasing them will vary by county as well. Familiarize yourself with local laws while you search for potential investments.
Diversification Is Key: A tax lien purchase takes time and capital, making it a challenging primary investment strategy for many entrepreneurs. There are several benefits to a real estate tax lien, but at the same time, investors should remember the importance of diversification.
Keep ROI In Mind: Identify your financial goals before deciding to buy tax lien certificates to determine if the return on investment (ROI) is right for you.
Consider Private Lending: If you have the capital available to purchase tax liens, consider other ways you could invest that money as well. While tax liens may align with your investment goals, there may be other opportunities that result in higher returns.
''WARNING: The investing information provided on this page is for educational purposes only...
Tax Lien Vs. Tax Deed Investing
While similar, tax liens and tax deeds have a different sale auction process. Tax deed investing means bidding on the property title at auction instead of a rate of return. When a person bids and wins at a tax deed auction, the tax deed is transferred to the winning bidder, and they receive ownership and interest of the property.
Tax lien sales occur within 36 states, and 31 states allow tax deed sales (some allow both). The specific buying process of these sales vary by region.
If the state has a redemption period, the property owner can pay the delinquent taxes on the property and redeem their ownership.
If the state does not have a redemption period, the winning bidder will receive the property, and any of the previous owner’s debts will be erased.
---------
How to Invest in Tax Liens and Earn 16%, 18%, 24%, or Even 36% Interest...?
In over3,000 counties across the United States, there will be 5,000 auctions. They are all mandated and administered by local county governments.
Approximately half of the counties will sell tax lien certificates, and the remaining half of the counties will auction the property with the starting bid at the auction being very close to the amount of the delinquent taxes.
Tax lien certificates pay the investor outrageous interest rates:
- Commodities, real estate, equipment, and natural resources are all types of real assets.
- Real assets provide portfolio diversification, as they often move in opposite directions to financial assets like stocks or bonds.
- Real assets tend to be more stable but less liquid than financial assets.
- ---------
- Real assets, however, have lower liquidity than financial assets, as they take longer to sell and have higher transaction fees in general. Also, real assets have higher carrying and storage costs than financial assets.
- ----------
- Financial assets are liquid assets that derive their value from a contract or agreement.
- ------
- Financial assets are different from real assets because of their non-physical nature.
- The most common personal financial assets are checking accounts and retirement investments, as well as stocks and bonds for the average investor.
- Financial assets are considered liquid because they generally can be sold easily but can also lose value over time. If a company or individual has high liquidity, that means they have enough assets to meet financial obligations.
- ----------
- When it comes to tax season, the IRS requires real and financial assets to be reported together as tangible assets.
- --------
What Is a Tangible Asset?
- A tangible asset is an asset that has a finite monetary value and usually a physical form. Tangible assets can typically always be transacted for some monetary value though the liquidity of different markets will vary. Tangible assets are the opposite of intangible assets which have a theorized value rather than a transactional exchange value.
- --------
- Companies have two types of assets: tangible and intangible. Tangible assets are assets with a finite or discrete value and usually a physical form. These are items a company uses in its operations that it can touch and utilize in the real world.
- Tangible assets are items with a real physical form that may depreciate in value over time.
- Tangible assets are recorded on the balance sheet, usually as a long-term asset.
- Tangible assets are usually less liquid than intangible assets, items that you can't touch.
- Though tangible assets usually have real world value, they are also associated with potentially higher expenses or risks such as storage, insurance, and obsolescence.
- -----------
Types of Tangible Assets
Tangible assets can be either current assets or long-term assets. Current assets may or may not have a physical onsite presence but they will have a finite transaction value.
Long-term assets, sometimes called fixed assets, comprise the second portion of the asset section on the balance sheet. These long-term assets have less liquidity and are often more capital-intensive in nature. Long-term assets are usually tangible assets much larger in size.
Tangible assets are recorded on the balance sheet at the cost incurred to acquire them. Long-term tangible assets are reduced in value over time through depreciation. Depreciation is a noncash balance sheet notation that reduces the value of assets by a scheduled amount over time. Current assets are converted to cash within one year and therefore do not need to be devalued over time.
-------------
Intangible assets such as goodwill cannot usually be sold individually in an open market but in some cases they may be acquired from other companies. They may also be paid for and transferred as part of an acquisition or merger deal. Intangible assets do contribute to a firm’s net worth and total value if they are recorded on the balance sheet but it is up to the firm to decide on any carrying value.
-------------- What Is a Capital Asset?
Vanguard Global ex-U.S. Real Estate ETF - VNQI -
iShares Global REIT ETF - REET -
SPDR Dow Jones International Real Estate ETF - RWX -
iShares International Developed Real Estate ETF - IFGL -
Fidelity Real Estate Investment ETF - FPRO -
iShares International Developed Property ETF - WPS -
SPDR Dow Jones Global Real Estate ETF- RWO -
TThe largest REIT ETF is the Schwab U.S. REIT ETF = SCHHGlobal Real Estate
Global real estate portfolios invest primarily in non-US real estate securities, but may also invest in U.S. real estate securities. Securities that these portfolios purchase include: debt & equity securities, convertible securities, and securities issued by Real Estate Investment Trusts (REITs) and REIT like entities. Portfolios in this category also invest in real-estate operating companies.
''Money Making Network Organization Is On Facebook''- facebook.com/moneywisers
· -------------------
· ' 'Buy Here Market Enterprise LLC is on facebook''- facebook.com/buyheremarket
· --------------
· '' Visionaire Business Center: Visionairebiz is on facebook''- facebook.com/visionairebiz
· Internet Blogs: https://
knowledgefinancialgroup.com/ blogpage · -------------
· The Most Interesting Blogs On The Web, The Most Educative, Most Instructive - www.knowledgefinancial.
blogspot.com · -------------
==========
FINANCIAL INFORMATION!
================
================
What Are Real Assets?
Real Asset?
Real assets are physical assets that have an intrinsic worth due to their substance and properties. Real assets include precious metals, commodities, real estate, land, equipment, and natural resources. They are appropriate for inclusion in most diversified portfolios because of their relatively low correlation with financial assets, such as stocks and bonds.
---------- Real Assets
Assets are categorized as either real, financial, or intangible. All assets can be said to be of economic value to a corporation or an individual. If it has a value that can be exchanged for cash, the item is considered an asset.
Intangible assets are valuable property that is not physical in nature. Such assets include patents, copyrights, brand recognition, trademarks, and intellectual property.
--------- Financial assets are a liquid property that derives value from a contractual right or ownership claim. Stocks, bonds, mutual funds, bank deposits, investment accounts, and good old cash are all examples of financial assets. They can have a physical form, like a dollar bill or a bond certificate, or be nonphysical—like a money market account or mutual fund.
In contrast, a real asset has a tangible form, and its value derives from its physical qualities. It can be a natural substance, like gold or oil, or a man-made one, like machinery or buildings.Real assets, however, have lower liquidity than financial assets, as they take longer to sell and have higher transaction fees in general. Also, real assets have higher carrying and storage costs than financial assets.
--------- A real asset is a tangible investment that has an intrinsic value due to its substance and physical properties.
Deposits, stocks, bonds, notes, currencies, and other instruments that possess value and give rise to claims, liabilities, or equity investment. Financial assets include bank loans, direct investments, and official private holdings of debt and equity securities and other instruments.Financial assets...
------------Financial Assets...
Financial assets refer to assets that arise from contractual agreements on future cash flows or from owning equity instruments of another entity. Financial instruments refer to a contract that generates a financial asset to one of the parties involved, and an equity instrument or financial liability to the other entity.Financial assets are liquid assets such as stock equity or bank deposits that assume their value from a contractual claim or ownership on an underlying asset. An underlying asset can be anything from a commodity to a piece of real estate. These real, often tangible assets are attached to financial assets, such as commodity futures or real estate investment trusts (REITs), respectively.
The most common type of personal financial assets are bank deposits and investment portfolios.
---------------- --------------Knowledge Financial Group was Built to help smart investors invest smarter, wiser.---------------------------INVEST IN BLUE CHIP STOCKS......Investors in blue chip stocks are generally assured of receiving regular dividend payments and having their portfolios protected against inflation.Most investors understand that blue-chip stocks have stable earnings. During an economic downturn, investors may turn to these perceived "safe havens" because of their steady nature.--------------Money Wisers Group - http://www.knowledgefinancialgroup.com/ moneywisers Improve your financial skills. ''Saving, budgeting and planning! Opportunities to Improve the Financial Capability and Financial Well-being. WWW.FACEBOOK.COM/MONEYWISERS-------------Good financial advice is hard to find, butluckily you found us. WWW.MONEYWISERS.BLOGSPOT.COM----------------------INVEST IN INDEX FUNDS....When you buy an index fund, you get a diversified selection of securities in one easy, low-cost investment. Some index funds provide exposure to thousands of securities in a single fund.------------------ ------ Real Estate Investment Group: www.facebook.com/visionairerealestate
- Capital assets are significant pieces of property such as homes, cars, investment properties, stocks, bonds, and even collectibles or art. For businesses, a capital asset is an asset with a useful life longer than a year that is not intended for sale in the regular course of the business's operation. This also makes it a type of production cost.
- Capital assets may be tangible or intangible, though most capital assets are related to buildings, land, or FFE.
- Capital assets are different than ordinary assets in that capital assets are more useful in the long-term whereas ordinary assets primary value is in the day-to-day operations of the company.
A capital asset is generally owned for its role in contributing to the business's ability to generate profit. Furthermore, it is expected that the benefits gained from the asset will extend beyond a time span of one year.- ------
Intangible Assets
Though many capital assets are usually physical assets you can touch, capital assets can technically be intangible goods. Stocks, bonds, trademarks, patents, or other non-physical goods can be capital assets depending on their use. Capital assets may also represent a claim on indebtedness, mutual funds, or tenancy rights.
It is important to note that intangible assets may have different limitations when expensing or depreciating the value of the assets.
--------- What Is Intellectual Property...
Intellectual property is a broad categorical description for the set of intangible assets owned and legally protected by a company or individual from outside use or implementation without consent. An intangible asset is a non-physical asset that a company or person owns.
The concept of intellectual property relates to the fact that certain products of human intellect should be afforded the same protective rights that apply to physical property, which are called tangible assets.
Intellectual Property Infringement
Attached to intellectual property are certain rights, known as Intellectual Property Rights (IPR), that cannot be infringed upon by those without authorization to use them.6
IPRs give owners the ability to bar others from recreating, mimicking, and exploiting their work.
------- Companies are diligent when it comes to identifying and protecting intellectual property because it holds such high value in today's increasingly knowledge-based economy. Also, producing value intellectual property requires heavy investments in brainpower and time of skilled labor.
- Intellectual property is an umbrella term for a set of intangible assets or assets that are not physical in nature.
- Intellectual property is owned and legally protected by a person or company from outside use or implementation without consent.
- Intellectual property can consist of many types of assets, including trademarks, patents, and copyrights.
- Intellectual property infringement occurs when a third party engages in the unauthorized use of the asset.
- Legal protections for most intellectual property expire after some time; however, for some (e.g., trademarks), they last forever.
- -------------
Franchises
A franchise is a license that a company, individual, or party–called the franchisee–purchases allowing them to use a company's–the franchisor–name, trademark, proprietary knowledge, and processes.
The franchisee is typically a small business owner or entrepreneur who operates the store or franchise. The license allows the franchisee to sell a product or provide a service under the company's name. In return, the franchisor is paid a start-up fee and ongoing licensing fees by the franchisee.
Types of Intellectual Property
Intellectual property can consist of many types of intangibles, and some of the most common are listed below.
Digital Assets
Digital assets are also increasingly recognized as IP. These would include proprietary software code or algorithms, and online digital content
Trademarks
A trademark is a symbol, phrase, or insignia that is recognizable and represents a product that legally separates it from other products. A trademark is exclusively assigned to a company, meaning the company owns the trademark so that no others may use or copy it. A trademark is often associated with a company's brand.
Copyrights
Copyrights provide authors and creators of original material the exclusive right to use, copy, or duplicate their material. Authors of books have their works copyrighted as do musical artists. A copyright also states that the original creators can grant anyone authorization through a licensing agreement to use the work.
Patents
A patent is a property right for an investor that's typically granted by a government agency, such as the U.S. Patent and Trademark Office.
Trade Secrets
A trade secret is a company's process or practice that is not public information, which provides an economic benefit or advantage to the company or holder of the trade secret. Trade secrets must be actively protected by the company and are typically the result of a company's research and development (which is why some employers require the signing of non-disclosure agreements, or NDAs).
=========== Tax-saving investments: Sometimes saving money on taxes is as easy as choosing the right types of investments.
- Applying an active tax-management strategy for your investments may be one way to help reduce your overall tax burden.
- Investing tax-efficiently doesn't have to be complicated, but it does take some planning. While market volatility and inflation are likely at the top of many investors' minds, better tax awareness does have the potential to improve your after-tax returns. There are several different levers to pull to try to manage federal income taxes:
- Capital assets are significant pieces of property such as homes, cars, investment properties, stocks, bonds, and even collectibles or art. For businesses, a capital asset is an asset with a useful life longer than a year that is not intended for sale in the regular course of the business's operation. This also makes it a type of production cost.
